Fees & charges

Costs and charges, often unseen, are the bane of the financial services industry. So clients can know ‘de facto’ we will wring out any excess charges.

Arcturus’ fees are competitive, in accordance with our frugal and cost-conscious approach. Costs and charges, often unseen, are the bane of the financial services industry. So clients can know de facto we will wring out any excess charges and costs we come across. We aim to deliver outstanding service at a very fair price.

Financial planning review

  • Initial meeting

  • Fact find and risk profiling

  • Review of major areas of financial planning relevant to circumstances

  • Report on findings and second meeting

  • Access to financial adviser with ongoing guidance for an agreed period

  • Fee: £500

Investment portfolio review

  • Initial meeting

  • Analysis of portfolio and asset allocation

  • Review of charges and tax efficiency of existing arrangements

  • Report on findings and second meeting

  • Access to investment adviser with ongoing guidance for an agreed period

  • Fee: £400

Ongoing Advice

  • Ongoing advice and monitoring of portfolios (funds and index funds).

  • Ongoing discussion of major areas of financial planning relevant to circumstances.

  • Continuous access to adviser.

  • Fee: Between 0.3% and 0.5% of assets under advice, depending on the complexity of the portfolio arrangements and overall investment mandate.

Pension advice

  • A comprehensive review service on pensions, including consolidation and reorganisation.

  • Fees are highly competitive, and negotiated in an equitable way dependent on the nature of the work involved.