ABOUT ARCTURUS

At Arcturus, we provide expert financial advice across investments, pensions, retirement planning, estate planning, and tax strategy. Our mission is to help clients navigate the different stages of their financial lives with confidence and clarity.

We’re committed to delivering high-quality, independent financial advice tailored to each client's goals—always at a fair and transparent cost.

Independence

➥ We are independent financial advisers, which means we are not just restricted to either one or a limited number of product providers.

➥ This enables us to provide what we believe to be the best solutions from the widest of choices.

Simple is best

➥ In an industry that prefers to complicate, we strive to keep financial advice as simple as possible.

➥ The “Ockham Razor” principle states the simplest explanation is usually the best one.

➥ Finance need not be complicated - quite the opposite.

control costs

➥ High charges and fees erode your long term investment returns.

➥ The 20 - 30 - 40 approach to investment portfolios keeps total charges well under 1%.

➥ The power of compounding returns over long periods of time should not be underestimated.

➥ Cost control is absolutely central to the service we offer to our clients. Control cost early - or count the cost later.

results-driven investment advice

➥ Client investment portfolios are designed to target competitive returns.

➥ The principal benchmark for measuring portfolio returns is the PIMFA Private Investor Index Series.

➥ The indices include weightings of equities, bonds, real estate, cash and alternative investments.

➥ These indices are used to benchmark client portfolio performance on a broadly ‘like for like’ basis.

client scenarios

A client scenario will typically include:

➥. Review of cash savings and mortgages ➥ Expected future cash needs and cash inflows

➥ Tax-free income and allowances ➥ Review of pensions ➥ Estate planning, inheritance, gifting

➥ Assessment of risk appetite and timeframes ➥ Previous investing experience ➥ Investment platform suitability

➥ Review of available investment categories ➥ Investment research and selection ➥ Long term asset allocation

Arcturus the star

➥ Arcturus's name comes from the Greek words for "bear guard" because it's almost in a direct line with the tail of Ursa Major, the Great Bear (more)